navirel
Issue No. 289

paycheck splitter that respects your attention

If spreadsheets bore you and apps overstimulate you, Navirel sits exactly in between: quiet structure for your paycheck split.

Open your first week — it takes one evening.

no bank connection requiredmanual-first entriesone-tap CSV export
9,400uptime
9support replies under

How we build

Export is a right

Every byte you put in can come back out as CSV.

No engagement traps

We measure weeks kept, not minutes spent.

Privacy is default

Manual entries first; connections optional, encryption standard.

Readable before clever

If a chart needs a legend to explain itself, it does not ship.

Choose your layer

Navirel Solutions

One plan, one place. Navirel Solutions bundles planning, logging and review so nothing lives in three apps.

Navirel Flex

Navirel Flex is the adjust mode: move money between envelopes, weeks or goals without breaking the month.

Navirel Invest

For the years, not the weeks. Navirel Invest maps long goals and shows what steady set-asides become. Not investment advice — a planning lens.

Navirel Edge

For people who like patterns: Navirel Edge adds trend views, drift alerts and a monthly signals digest.

Before you start

Is my money advice personalized?

Navirel is a planning tool, not a licensed advisor. It explains numbers; decisions stay yours.

Is Navirel free?

The core paycheck split is free, including export. Navirel Edge and the report layer sit behind a small flat price.

Do I need to connect my bank?

No. Navirel works on manual entries by design — read-only bank links are optional, never required.

Can I cancel anytime?

Yes. Paid layers are month-to-month; your data and history stay exportable forever.

The short version

Plans survive real life

Birthdays, late invoices, a broken washing machine — Navirel bends the plan without shaming the planner.

Entries beat intentions

A paycheck split only works if it gets used. Navirel is built so the daily entry takes under a minute.

One screen, not seventeen

Everything lives on a single page: plan, moves, and the week's single decision. Nothing hides two clicks deep.

From setup to habit

  1. Adjust monthly — Roll unused amounts forward or fold them into goals. The plan follows life.
  2. Share if you want — Couples and families can share one ledger; everyone else keeps theirs private.
  3. Log the day — One line per day is enough — amount, tag, optional note.
  4. Review weekly — Navirel flags what drifted from plan and suggests the smallest correction.

Your first week

“A number written down stops circling in your head.”